At Heritage South Community Credit Union, you won't find crazy promotions with pages of requirements designed to bribe you into opening an account. You won't find your phone call being answered with artificial intelligence. You won't find an out-of-state bank focused on turning a profit.
Welcome to Heritage South, where We Help When Others Won't is not just another fancy tagline. We've been helping our neighbors since we started in a pencil factory in Shelbyville, TN, almost 70 years ago. While we've outgrown the tiny office in the back of the factory, we're still here in our community. The people you speak to on the phone aren't out of state. Our volunteer board of directors lives and works alongside you in the communities we serve. We listen to your story and are here to help you on your journey.
We have story after story about how we've helped our members when another financial institution would not. The philosophy of people helping people in our community has allowed us to grow to serve over 30,000 members in eight counties in Middle Tennessee. If you're tired of the big financial institutions, it's time to try your local community credit union. Read on to learn more.
People, not Profits
As a not-for-profit financial cooperative, we are not in the business of making Wall Street investors or a board of directors rich. Instead, we are owned by our members. That means anyone with an account at Heritage South is part-owner of the credit union! We work to enrich our members' financial well-being every day by offering the same products as banks without the big bank hassle. Our membership is open to anyone who lives, works, worships, or attends school in Bedford, Marshall, Rutherford, Cannon, or Maury counties or the cities of Tullahoma, Manchester, Winchester, Decherd, or Fayetteville, Tennessee. All it takes is a $1 one-time membership fee and a $5 initial deposit in your account. Learn more about our membership.
Online and On the Go
Heritage South is here for you wherever you go. You can open an account or apply for a loan online. Our mobile app and online banking make it simple for you to check your account, transfer money, pay bills, and deposit checks. If you need cash on the go, you have access to America's largest fee-free ATM network with 30,000+ locations across the United States and even some internationally! This allows you to access your account from almost anywhere in the nation.
Solutions for You
If you've been told "No" by another financial institution, let us take a second look and see if we can help. Perhaps your loan scenario is unique, or your credit is colorful. Maybe you need to rebuild your credit with a secured loan or credit card or a second chance at a checking account. Whatever your situation, we are willing to listen. Even if we can't say yes every time, we can give you options or tell you what steps to take to improve your financial situation.
Are you ready for a new financial home? Open your account today and see how We Help When Others Won't.